Real Estate Calculators
The screening math investors actually run — cap rate, cash-on-cash, and gross rent multiplier — with the formulas printed and the limits stated. Education tools, not investment advice.
Cap Rate Calculator
Cap rate, cash-on-cash return, and gross rent multiplier in one tool — NOI built from rent, vacancy, and expenses, with the mortgage deliberately left out of the cap rate where it belongs.
Run the cap rate →
California Closing Costs Calculator
Every common buyer-side line as an editable input — lender, title and escrow, prepaids, reserves — totalled with cash to close. Who pays what in California is custom and contract, so every line is yours to set.
Total the closing costs →
Long Beach Property Tax Calculator
The Prop 13 projection: 1% levy on assessed value, growth capped at 2% a year, plus the added levies and direct assessments that make a real Long Beach bill — year by year.
Project the tax bill →
Fix-and-Flip Calculator
ARV, rehab, holding, financing, and selling costs into profit, ROI, and margin — plus the 70% rule maximum allowable offer as a screen.
Screen the flip →
Hard Money Cost Calculator
Points, interest-only payments, net proceeds, LTV and LTC — and the effective annualized cost that shows what the money really costs over a short hold. Scenario math, never an offer.
Price the money →
Home Affordability Calculator
The 28/36 rule turned into a housing budget, a max loan, and a top price. A rule of thumb with its limits printed — not a pre-approval.
Run the 28/36 rule →
Home Equity & LTV Calculator
Equity dollars and percent, current LTV, and borrowing headroom to a target — from a value you supply. No address-based estimates, ever.
Measure the equity →
ADU Cost & ROI Calculator — Long Beach
The flagship: all-in cost as a range from cited 2026 sources by ADU type, then NOI, yield on cost, payback, and cash-on-cash. Sources and the check date printed on the page.
Model the ADU →
Rental Property Analyzer
The full underwrite: NOI, cap rate, cash-on-cash, GRM, and DSCR from one expense stack, then a five-year cash-flow projection with your rent and expense growth. Scenario math, never a valuation.
BRRRR Calculator
Buy, rehab, rent, refinance, repeat — all-in cost, the refinance loan off your ARV, cash back, and the number that decides the strategy: cash left in the deal, with cash-on-cash on it.
Mortgage Calculator
Principal and interest on your rate and term, tax and insurance escrow, HOA and PMI lines, and total interest over the term. A scenario tool — your lender’s Loan Estimate governs.
Refinance Break-Even Calculator
Months to recover the closing costs from the payment saving — printed next to the total-interest comparison, because a lower rate with a reset clock can still cost more.
Rent vs Buy Calculator
Net cost of renting against net cost of buying and selling at your horizon, with the crossover year. Deliberately simplified — the exclusions are printed on the page.
Short-Term Rental Calculator
Your rate, your occupancy, your costs — net per month, RevPAR, and break-even occupancy. No address-based rent estimates, ever; Long Beach registration and tax notes on the page.
Run your STR numbers →
Fourteen screening tools, one rule across all of them: the inputs stay visible and editable, and each page states what it cannot determine. The numbers these tools produce are only as honest as the inputs — use real rents, real taxes, and a vacancy number even when it hurts.
Long Beach cost guides
Questions from the field
Is this investment advice? No. These are education tools, not investment advice — the screening math investors actually run, with the formulas printed and the limits stated.
How many tools are here? Fourteen screening tools, one rule across all of them: the inputs stay visible and editable, and each page states what it cannot determine.
Do any of these estimate value or rent from an address? No — no address-based estimates, ever. The equity and short-term rental calculators run on a value, rate, and occupancy you supply.
Is the mortgage calculator a loan offer? No. It is a scenario tool — your lender’s Loan Estimate governs. The affordability calculator is the 28/36 rule of thumb with its limits printed, not a pre-approval, and the hard money calculator is scenario math, never an offer.
How much can I trust the results? The numbers these tools produce are only as honest as the inputs — use real rents, real taxes, and a vacancy number even when it hurts.
Want us to look at your shop?
The free tools cover the leaks most shops share. The free Snapshot is the one-on-one version: 15 free minutes with our team to pressure-test what you found and map your next step. No pressure either way — you leave with a short list you can act on yourself.
Book Your Free Snapshot — book your free 15-minute call first, then answer a few quick questions, so the call itself is spent on your shop, not on background.